The psychology behind favouring cash instead of investing

The psychology behind favouring cash instead of investing

Psychology could be one reason why some people are reluctant to invest, even when it fits into their wider financial plan. Managing risk is an important part of life. You check the road before you cross the street, and you might be encouraged to take out home...
Investment market update: July 2026

Investment market update: July 2026

Ongoing conflict in the Middle East and investor concerns that technology companies are overvalued continued to affect market performance. Read on to find out how these factors and others may have impacted your investment portfolio in July 2026. Markets started the...
How to rethink ageing and build a positive mindset

How to rethink ageing and build a positive mindset

In western societies, ageing is often seen as a negative experience that people try to delay or deny as long as possible. Just think about the number of ads and social media posts you’ve seen recently advertising products that promise to make you look and feel...
Explained: When Inheritance Tax could apply to gifts

Explained: When Inheritance Tax could apply to gifts

Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Indeed, according to Paragon Bank (31 July 2025), 1 in 5 savers aged over 65 are passing on cash for this reason. Yet, gifting doesn’t always mean...
2 upcoming ISA changes you should be aware of

2 upcoming ISA changes you should be aware of

Key changes are being made to ISAs in April 2027, and they could affect how you use the tax-efficient wrapper. You might have read in the news or heard that the ISA allowance is being cut or that tax will now apply to cash savings. While there is some truth in these...