Latest News & Blogs from 88 Capital Wealth Management
Find all the latest news and blogs about financial and wealth planning from the team at 88 Capital Wealth Management.
6 useful tips for avoiding headline-driven decisions ahead of the Budget
The government will set out its tax, spending and economic plans for the year ahead and beyond on 28 October 2026 in the Autumn Budget. The weeks leading up to an Autumn Budget always feature rumours about what might change and how it could affect personal finances....
6 useful tips for avoiding headline-driven decisions ahead of the Budget
The government will set out its tax, spending and economic plans for the year ahead and beyond on 28 October 2026 in the Autumn Budget. The weeks leading up to an Autumn Budget always feature rumours about what might change and how it could affect personal finances....
Could Labour break a “50-year tax taboo” to cut borrowing?
A recent article published by an influential think tank, the Institute for Fiscal Studies (IFS), has suggested that the Labour government should consider increasing the basic rate of Income Tax in order to boost revenue and curb the amount of money it has to borrow....
How to use the “gifting from income” rule to reduce your estate’s Inheritance Tax bill
According to a Citywire report, forecasts from the Office for Budget Responsibility (OBR) suggest the amount of Inheritance Tax (IHT) paid to HMRC will have increased by 11.6% in 2024/25 compared to 2023/24. This will mean that the total amount of IHT paid in the...
Should you choose a Cash or Stocks and Shares Junior ISA for your child?
A Junior ISA (JISA) is often an effective way for parents to start putting money aside for their children to help them reach their goals when they reach adulthood. One important question parents need to consider is: Should the money be held in a Cash JISA or invested...
The simple step that could boost your annuity income in retirement
You’ve likely spent years preparing for retirement and envisioning the lifestyle you’d like to enjoy once work is officially behind you. You might have even accumulated a significant pension pot through careful planning to help support this dream lifestyle. As you...
3 valuable ways a financial plan could help you navigate a relationship breakdown
A relationship breakdown is never easy to navigate. As well as emotional challenges, there might be complex financial obstacles you need to overcome. While sitting down to discuss your financial plan might be the last thing on your mind, doing so could offer...
5 shrewd ways to avoid paying tax on your savings
24% of people think all their savings are tax-free, according to a Lloyds Bank survey carried out in February 2025. However, they could be in for an unexpected shock, as the interest earned on savings might be liable for Income Tax. The good news is, there are often...
Why the best legacy could be passing on your financial wisdom
If you want to help younger generations, passing on this pearl of wisdom could be key – start saving for your future as soon as possible. Many people think about their legacy when setting out their long-term goals. You may have considered gifting during your lifetime...
4 useful insights from a decade of Pension Freedoms
A decade ago, the introduction of Pension Freedoms shook up retirement planning and gave retirees more options than ever. Before 2015, if you had a defined contribution (DC) pension, the common route was to use the money accumulated to purchase an annuity. The annuity...
Key financial planning challenges couples face and how we could solve them
Creating a financial plan can seem complicated, especially if you need to take into account your partner’s views, assets, and goals. At times, you might have conflicting ideas about what is “right” and it can be a difficult situation to navigate. Working with a...
